All good smartphones under ₹20,000 must be well-balanced in terms of performance, camera quality, and battery life. Choose from the below excellent options, as of late 2024:
1. Redmi Note 13 Pro

Display: 6.73-inch AMOLED, FHD+, 120Hz refresh rate
Processor: MediaTek Dimensity 7050
RAM/Storage: 6GB/8GB RAM, 128GB storage (expandable)
Camera: 50MP (primary), 8MP (ultrawide), 2MP (macro)
Battery: 5000mAh, 67W fast charging
OS: MIUI 15 (based on Android 13)
Why it is great: The AMOLED display of the Redmi Note 13 Pro, with a high refresh rate, good performance for the price and fast charging makes for a very impressive smartphone.
2. Realme Narzo 60 5G

Display: 6.72-inch IPS LCD, FHD+, 120Hz refresh rate
Processor: MediaTek Dimensity 6020
RAM/Storage: 6GB/8GB RAM, 128GB storage (expandable)
Camera: 50MP (primary), 2MP (depth)
Battery: 5000mAh, 33W fast charging
OS: Realme UI 4.0 (based on Android 13)
Why it is great: The Narzo 60 provides a good display, reliable performance, and efficient battery life with decent fast charging for the price.
3. Samsung Galaxy M14 5G

Display: 6.6-inch PLS LCD, FHD+
Processor: Exynos 1330
RAM/Storage: 4GB/6GB RAM, 64GB/128GB storage (expandable)
Camera: 50MP (primary), 2MP (macro), 2MP (depth)
Battery: 6000mAh, 25W fast charging
OS: One UI Core 5 (based on Android 13)
Why it is great: Reliability of the brand Samsung, with a huge battery backup support, it also supports the latest 5G and delivers good overall performance in its price range.
4. Poco X5 5G

Display: 6.67-inch AMOLED, FHD+, 120Hz refresh rate
Processor: Qualcomm Snapdragon 695 5G
RAM/Storage: 6GB/8GB RAM, 128GB storage (expandable)
Camera: 48MP (primary), 8MP (ultrawide), 2MP (macro)
Battery: 5000mAh, 33W fast charging
OS: MIUI 14 for Poco (based on Android 13)
Why it is great: The Poco X5 5G comes with a fabulous AMOLED screen, a capable SoC for gaming and multitasking, and a performance camera for just under ₹20,000.
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5. iQOO Z7 5G

Display: 6.38-inch AMOLED, FHD+ 90Hz refresh rate
Processor: MediaTek Dimensity 920 5G
RAM/Storage: 6GB/8GB RAM; 128GB storage.
Camera: 64MP (main), 2MP (depth).
Battery: 4500mAh; 44W fast charge
OS: Funtouch OS 13(Based on Android 13)
Why do we love it: Fast charging cameras and a solid overall experience that features a 5G chipset.
6. Motorola Edge 40 Neo

Display: 6.55-inch OLED, FHD+ 120Hz refresh rate.
Processor: MediaTek Dimensity 7030 5G.
RAM/Storage: 8GB storage, 128GB only.
Camera: 50MP (main), 13MP (ultrawide).
Battery: 5000mAh; 68W fast charge.
OS: My UX(Based on Android 13).
Why do we love it: Premium OLED display, great cameras, and super-fast charging make for a great experience.
7. Infinix Zero 30 5G

Display: 6.78-inch AMOLED, FHD+ 120Hz refresh rate.
Processor: MediaTek Dimensity 8020 5G.
RAM/Storage: 8GB; 128GB storage (expandable).
Camera: 108MP (main), 13MP (ultrawide), 2MP (depth).
Battery: 5000mAh; 68W fast charging.
OS: XOS 13(Based on Android 13).
Why do we love it? Excellent AMOLED display with powerful camera capabilities and high-speed charging at a very attractive price point.
8. Vivo T2 5G

Display: 6.38-inch AMOLED, FHD+, 90Hz refresh rate.
Processor: Qualcomm Snapdragon 695 5G.
RAM/Storage: 6 8GB RAM; 128GB storage (expandable).
Camera: 64MP (main), 2MP (depth).
Battery: 4500mAh; 44W fast charging.
OS: Funtouch OS 13 (Based on Android 13).
Why do we love it: Good performance, decent AMOLED display, fast charging makes Vivo T2 a balanced buy.
Conclusion
For the best all-round experience in this price range, the two standouts are the Redmi Note 13 Pro and the Poco X5 5G; both with AMOLED screens, good processors, and all-round good performance. There are also some good options to consider in iQOO Z7 5G and the Motorola Edge 40 Neo, especially if performance and super-fast charging matter to you.