Pradhan Mantri Jan Dhan Yojana 2023: Pradhan Mantri Jan Dhan accounts can be opened in the name of a child below 18 years, but above 10 years while his or her parents will be operating the account. An ATM is also issued in the name of the child. At the age of 18, after submitting identity proof, the bank will be handed the account to the name of the real beneficiary.
Benefits under PMJDY Scheme 1. Interest on deposit.2. Accidental insurance cover of Rs. 2 lakhs3. No minimum balance is required.4. The scheme provides life cover of Rs. 30,000/- payable on the death of the beneficiary, subject to fulfillment of the eligibility condition.5. Easy Transfer of money across India6. Beneficiaries of Government Schemes will get Direct Benefit Transfers in these accounts.7. After satisfactory operation of the account for 6 months, an overdraft facility will be permitted access to Pension, and insurance products.
How To Check Jan Dhan Yojana Account StatusTo check the status of your PMJDY account, visit https://pmjdy.gov.in/scheme. Click on the ‘Status Enquiry’ tab. Enter the reference number you received after submitting the documents to know the status. If required, you can raise a complaint by clicking the ‘Feedback/Information/Complaint/Suggestion’ tab and entering details.
Pradhan Mantri Jan Dhan Yojana (PMJDY) was launched in August 2014 as a step towards overall financial inclusion. The objective was to ensure that every individual/family should have at least one bank account.